There are different concepts in the question that you put forth. On the one hand, it's about the politically exposed persons and the requirements that we place on reporting entities to know their clients and to track the transactions against whom the client is, to be able to identify what is suspicious in the eyes of the regime.
The second part of your question spoke to companies like PayPal, which are more in the money service business space in terms of how the act and the regime view reporting entities. I would say that the short answer is that we want to have that consistency and comprehensiveness in how various reporting entities, be they the banks, insurance companies, money service businesses, or other types of—