Thank you, Ms. Ryan. I certainly appreciate the work that you and your department do for Canadians. I too am glad that the chair mentioned there will be a thorough review of the document that was posted on the website yesterday. For our purposes today, I think you've done a very good job in just outlining some of the issues.
You rightly raised the point that FINTRAC has a bit of a blind spot when it comes to non-federally regulated mortgages and whatnot. That became very clear in the housing study. Some members may remember that MP Grewal asked a question about how certain transactions are conducted via cash, and you had stats. Both CMHC and OSFI said that we don't have access to that data. There is an agency that does, and that would be FINTRAC, although it's only available on a transaction-by-transaction basis.
While I totally understand the argument about needing to make sure that people's private information is kept confidential, I believe there is a great deal of information that could have public use if it were aggregated. While they're doing the good work they do to ensure that transactions are not terrorist based or organized crime, there is some social value to that aggregated data that would give us a better understanding, particularly in the areas of mortgages that are not currently under the federal regulatory space.
Would you agree there's an opportunity here for us as parliamentarians to review that end?