I've talked to some former chiefs of police, in fairly large jurisdictions, and they would differ with that opinion. Maybe we need to talk to them as well. I do believe that the financial matters, at the municipal level, come into play on this issue. That's something we'll hear more about.
Prior to going to Greg, the second issue I wanted to ask about is this. Mr. Beaupré, you mentioned "know your customer", that at banks there should be an effort to know your customer. Do you think that is really happening today?
If you have a business or a mortgage now, you probably haven't been into the bank for many years, since the time you set it up. From where I live, I have found when dealing with banks that if you do business with a bank in Prince Edward Island, the decision is really made in an office in Halifax, or Toronto, or elsewhere. Do you really think they know their customer now?