Thank you, Ms. Ryan.
Before I turn to questions, I do recognize that the paper, “Reviewing Canada's Anti-Money Laundering and Anti-Terrorist Financing Regime”, went on your website yesterday. I don't believe members have had time to go thoroughly through that yet. I do know there's a lot of information in it, so at some point after we have heard from other witnesses, we will likely have to ask you to come back. I think we'd be more appropriately prepared on this particular document then. I know it raises a lot of areas. We'll likely have to do that a little later on.
I would say as well, just keep in mind, members, that the deadline for witnesses is a week from tomorrow.
I'm turning to Mr. Fergus for seven minutes.