Right. In the FATF report, the Financial Action Task Force mutual evaluation report, it was recognized that there could be opportunities for us to work more efficiently. We are very focused on the scope of our work with respect to on-site assessments, to ensure that we are reducing the possibility of duplication of efforts and that we are leveraging each agency's strengths when we are assessing the quality of an AML/ATF program at a FRFI.
In addition to that, the regime itself is more proactive with respect to working groups, and both OSFI and FINTRAC, with our colleagues at the Department of Finance, are engaging with the private sector, with the financial institutions, with respect to ongoing issues, communication, and sharing of information that helps them to comply with their obligations under the AML legislation and expectations in the regime.