Thank you very much, Mr. Beaudry.
I would say to all that we may have to invite you back because we lost an hour and I know there are a lot of questions for FINTRAC. That's just to give you that warning in advance.
We have the Office of the Superintendent of Financial Institutions, Christine Ring, Managing Director, Anti-Money Laundering and Compliance Division, and Erin Feeney, Director of the same division.
Go ahead, Ms. Ring.