Okay, thank you.
In regard to FINTRAC, obviously a great amount of money goes into making sure the system runs well, a lot of compliance costs as well, but it does create an overall, overriding societal benefit, I believe.
On the flip side, they're collecting a lot of information that could be aggregated in a way that does not compromise anyone's individual privacy and may help decision-makers, for example CMHC, OSFI, or even the Minister of Finance. For example, Mr. Grewal raised an issue in our housing study about cash purchases.
Do you think there's any risk in the government's looking to aggregate that data so that we have a better picture of some particular markets vis-à-vis real estate transactions?