I think, Mr. McLeod, if the take-away is that there isn't any oversight, that's not accurate. I think there is oversight in ensuring the enforcement of the no-cash rule and the client identification rule, which mirror the federal rules and, in some cases, are stricter than the federal rules in that we're not allowed to take as much cash. For example, it's $7,500 instead of $10,000 in the federal rules. There is oversight in ensuring the enforcement of those rules, and there's oversight in ensuring that lawyers comply not only with those rules, but also with their professional obligations.
Where there are concerns that a lawyer may be an unwitting dupe, for example, of a money laundering scheme, then there can be reporting, and that lawyer can be investigated and scrutinized through the regulatory process as well as the criminal process, so there are a couple of different layers of oversight. With the new proposed rules, we will be looking at even greater oversight and, hopefully, a greater collection of data that will allow us to come back and talk about that oversight in a way that makes sense.