I don't mean to cut you off, but I only have five minutes. I appreciate your idea.
Mr. Kemper, I don't disagree about the technological potential of blockchain, but I think what governments and regulators around the world are going to have to deal with is the separation or distinctions with issues around cryptocurrency. I fully understand that blockchain technology comes from cryptocurrency, but given the risks of money-laundering and terrorism financing on the cryptocurrency side, moving forward, how can regulators not stifle its technological development while addressing the very real issues I mention? Even if you don't want to get into the issues of terrorism financing and money-laundering, just look around the world at what we're seeing now in the sale of the currencies, and the illicit sales that are going on there, and people having all their money taken from cryptocurrency organizations that are not legitimate.
Mr. Clark, how do we as regulators round this issue?