We've heard a lot about the rules and burden of having to oblige the government in filling out all the requirements. We talked about suspicious transactions and the $10,000 limit, but we never talked about the penalties. The FATF had done a review and identified making penalties related to money laundering and terrorism financing more proportionate and dissuasive as something to consider.
Maybe you could all answer this. Do you support that? Should we be looking at stiffer penalties?