I would add that what I think we're advocating for with the technology is a technology-neutral approach to legislation. Right now it's a three-year credit bureau...or photo ID. You don't need to have prescriptive legislative requirements. You could have a principles-based flexibility that allows for technology to evolve. Obviously, people will have to determine if that technology is secure enough. I think it's more about how you write the legislation in order to allow for that evolution. To your point, every five years it has to be changed—so a little more evergreen.
On March 28th, 2018. See this statement in context.