If I may, I can interject with some numbers.
Just in the last eight years, for example, between 2010 and 2017, the share of new vehicle sales that were fully cash purchases decreased from 17% of the market to 8% last year. That means, again, that more than 92 cent of new car buyers are either leasing or purchasing via a loan, as opposed to doing a total cash transaction.
Now, that's just a proxy for what we're trying to say, because, of course, you could have a large cash down payment and still take out a loan on a half of the vehicle, for example. But whenever there is a large cash portion of the transaction, it's essentially never physical cash anymore, which goes to Peter's point. It might be a fraction of 1%, but it's an insignificant level. Maybe a generation ago in certain parts of the country it would have been more common to have large physical cash transactions, but in today's economy, today's reality, in this day and age, it just doesn't happen. That share of cash transactions has gone down, and the portion of that share that's physical cash has also gone down, in our view.