Part of the problem of whether or not we can clearly delineate whether the old benefit suite is better or worse than the new benefit suite depends on what some of the objectives are. Indeed, in the last question I answered, I mentioned the difference between defined benefit and defined contribution. If we go to a defined contribution model in the new pension for life, that will alleviate any unfunded liabilities of the government in terms of future commitments that would have arisen had they stayed with a defined benefit under the previous pension act.
I think that the members of the committee are probably fully aware of somebody in government who has extensive experience in the pension market. In fact, his firm is based on that kind of actuarial science. I think that the Minister of Finance may want to weigh in and comment as to why we're looking at defining contribution as opposed to defining benefit.