I just want to follow up on that point.
I've been thinking a lot about that, because you're right. If the benefit only applies at year end, it's hard for the worker to make the link between the benefit and their daily work.
My only concern is that if someone's income is disproportionately low in one part of the year, and therefore they received the benefit, and then it was higher in the later part of the year, is there a risk they might have an unexpected obligation to repay the government, if they had received the benefit on a quarterly basis?