I agree with your point. It would be good if we could make them more frequent. I'm just trying to ascertain how one could do that practically without, for example, providing a benefit early in a year when the income is low for the person, and then because they do a lot better in the last five months of their tax year, say, they all of a sudden have an obligation to pay it back.
I haven't sorted out in my mind how that would work, and I welcome your suggestions.
I think some other witnesses would like to comment.