It's an interesting question, and the fact that you would get a different drop-out provision for the CPP expansion versus the base CPP will almost certainly have some impact, particularly for those who are dropping out due to disability provisions, which only provides you with 70% of average income for the previous five years, as opposed to the child drop-out provision, which is 100% for the previous five years. It's not clear at this point what type of impact that will have. It will almost certainly have a gendered impact because it's more likely to be women who take those types of provisions than men, but at this point, it's not clear.
It seems that expediency, in getting the legislation passed as opposed to going back to the provinces and renegotiating it, was an impetus for changing the provisions as those weren't correctly ironed out in the first place, but we'll likely look at it over the summer and see whether there is an impact on people's retirement savings.