I would agree with that. The one-size-fits-all is less of a one-size-fits-all today than what we saw last October when we were discussing how these changes were going to be. The reason I say it is less than one-size-fits-all is that the small business deduction is a per-year deduction, so it might impact you one year and not another. That's going to your point, though, that there is a consequence for when you're saving money to hold....
I don't have a really good answer for you, unfortunately.