Can I ask you, then, about the concept of grandfathering? A lot of these people have made retirement decisions based on this model. I know a lot of guys who've done this. They have two or three kids at home. Sometimes their spouses gave up their careers so their wives could pursue their medical practices. Some of them were specialists in a clinic. That gentleman can't return to work very easily, but they've made retirement decisions as a couple, put in 20 or 25 years, and now the tax system is changing and some of them are being caught in this now. What do you say to them?
We often talk here about public sector workers and not changing their pensions on them, especially retirees living on a fixed income. What do you say to those people? Because what you're proposing—yes, we could telegraph to them, we have iPhones nowadays, we could probably do it faster, but they're still stuck in a situation where they're facing a whole bunch of new taxes, and they don't have a way out. There's no easy way to restructure their business.