I think it is a point worth taking. Developed economies across the world do face demographic challenges, but this adjustment in policy in returning the old age security and GIS from ages 67 to 65, where we do note that our predecessor announced this change in Switzerland, without consultation with Canadians, actually does not in any way impair our financial wherewithal or flexibility as we move forward. That's my interpretation. You don't have to comment, but I just wanted to put that out there as well.
Mr. Chair, I do wish to give a minute of my time to Mr. Champagne.