I understand, but the way I see it is that the bank will take the back seat right now to see how this will work. But at some point you will look at the growth, the impact, the effect it will have, and eventually you will have to make an assessment that it worked or not.
I understand the need to wait for the data, but on the other side, there is an argument to be made that you will have to...even if the data moves in one direction or the other, the temptation will still be there to say let's wait a little more and a little more to see if it will impact.
The lag might be shorter or longer depending on your assessment, so this is why my question of the timing is important. How much time are you going to give those measures before making or considering getting into the play rather than taking the back seat?