Thank you very much, Mr. Chair.
I'm going to talk about TFSAs as well if you don't mind. I'm going to give a great commercial for the Globe and Mail today, who has a very nice centrefold with respect to how you can actually save money in a TFSA, how much to put in at the beginning, and what kind of returns you can get. I would commend that to the government to take a look at the opportunity cost that we are now going to experience as a result of lowering the level.
My questions is, in analyzing TFSAs, did you do a comparison with the United Kingdom's own approach to TFSAs?