It seems to me that in this area, we have to play a short and medium game, and a long game. With the short and medium game—and the very short, obviously—we're dealing with the immediate costs. Property insurers are seeing risks go up. They're seeing their claims go up. We're hearing directly from them that this is a big challenge. That is an immediate issue. They're talking about how we can develop more resiliency against those challenges by seeking ways that we can create more ability to deal with these issues, including, even in the case of the government, thinking about how we can be prepared for what will be eventual costs that come from those challenges.
In the longer term, of course, it's exactly as you have pointed out. It's around carbon pricing so that we can be part of a global consensus on how we can move forward to deal with this issue. It's obviously not easy, as we see. Even getting coalitions to do this is fraught with challenges because in different countries, and even within countries like ours, there are different footprints.
It seems to us that we're making progress, though. It seems to us that in Canada we've made great progress. You mentioned 85%. It's really about capturing the rest of the population and ensuring that we have an approach that deals with this in a way that can be manageable for individuals and businesses, and can create the economic advantage over the long term that we're seeking to have.