I have just one point to make, because the gentleman did mention travellers' cheques no longer being accepted. This is something that I think the committee at some point needs to look at, because there are constituents who have purchased those travellers' cheques expecting that they could be redeemed, including by their going back to the institution that issued the cheques to them in the first place, but from which now cannot receive Canadian funds back.
This is an issue that I think we need to take a look at, although it's not directly related to the BIA that's in front of us.