I believe that in Athana's opening remarks she mentioned some of the gap. Even within the credit union system, large and small, there is a substantial gap on the regulatory burden side, and it would be amplified if we were lumped in with the banks. We would be supportive of a mechanism that carved us out of the bank category. In fact, we had discussions with Statistics Canada. They wanted to lump the federal credit unions into the bank category, and we pushed back hard against that. We'd be very supportive of anything....
We'd also be happy to share the methodology that was used to do the research. If that were something adopted by FINTRAC, it could be helpful.