Thank you, Mr. Chair.
With respect to the legislation in the BIA with regard to life insurance companies making investments in infrastructure, do there need to be any corresponding capital adjustments in terms of how capital is accounted for by OSFI for the insurance companies? It's one thing to have it in the BIA here, but in terms of the capital ratios and capital requirements that the insurance companies operate on, I'm just curious. I'm still thinking that they'll need some sort of adjustments on how they have to set aside capital to invest in these assets.