Historically, they have been able to do debt investments up to a certain amount depending on the internal rating, private and public, and so forth.
I think Mr. Dussault may have alluded to that, if I was listening correctly. In terms of the structure between banks and insurance companies right now, there is no change in terms of banks directly or as we would say say in the House of Commons, indirectly, being able to offer any clients, business, or persons insurance projects' products.