We've certainly heard those calls as well. I think some context on this section would be useful.
The existing provisions in terms of information technology activities date back to 2001. The proposed amendments don't seek to change those existing provisions. They are looking at making the provisions more technology neutral.
The provisions continue to be subject to federal and provincial privacy legislation, including PIPEDA, which would require that consumers consent to the sharing of any information a bank would want to share.
Those privacy acts and regulations continue to apply in the context of these new provisions as well.