I think that's entirely inaccurate. I think if you look at Toyota's $1.4-billion investment in Canada, announced last week, I think it's a sign of what foreign participants and domestic participants are doing for our job growth—the 600,000 jobs created in the last two and a half years. I think that's pretty darn good. I think if you put that up against any economy in the world, it would do well.
I do want to go quickly to Angelina and the banks.
Part of the BIA, Bill C-74, deals with the banks and fintech and the ability to invest. Has that provided enough flexibility at this point in time for the banks? Fintechs aren't subject to OSFI, to a large extent. They don't have capital requirements. There's a ton of compliance measures they don't operate under. At this moment in time are you content with the way the regulatory structure is going?