Okay.
I'm going to assume, then.... The recommendations brought forward by the Canadian Bankers Association indicated that they felt the regime should be improved through “greater collaboration” and better “communication, and information sharing between governments, law enforcement, and financial institutions”. They talked about allowing financial institutions to share information amongst themselves. They also pointed out that it is hard to restrict a customer who they feel is a high risk and to provide that information to other banks.
Maybe you could give us your view on that. Is that something that really needs to be improved? Maybe we need to make a recommendation in that area.