I heard the same thing when I met with the banking association as well as a number of banks individually. As I mentioned originally in one of the comments I made, there is a sweet spot in terms of protecting Canadians' privacy and the Charter of Rights and being able to share the information.
Yes, obviously if banks can share information amongst themselves, that would be information that would be well known, and it would actually help them, but I think we do have to weigh that against the Charter of Rights.
I don't know if you want to add anything, Barry?
We do have to look at it that way.