I'll just quickly speak to—forgive me, I don't know who said it—the point, in the description of how the money essentially gets cleaned, around that happening in instances of the wilfully blind. I want to speak a little bit about the issues of beneficial ownership and those loopholes. I think we've seen a lot of testimony of that issue. Do either of you have an opinion in terms of dealing with beneficial ownership, but also with the legal community's—I don't want to call it a loophole—court ruling, or exception to dealing with some of the issues around lawyers and the legal community in Canada, whereas other jurisdictions don't seem to have that problem.