Let me start by acknowledging again, as you've noted, that there's always more to do in this regard. This area is one where the bad guys are spending time and money to try to evade laws in our country and in countries around the world. It's heartening to hear that there's unanimity around this table for those efforts. We do need to remain vigilant.
Around FINTRAC, what I would hope that the committee will come forward with your reflections, after having met with witnesses, on potential areas for improvement. We need to be constantly considering how we're currently doing things and ensuring that we're having the impact we want while respecting the laws that protect Canadians.
In the course of that consideration, we'll have to think first and foremost about privacy laws and balancing the need for privacy versus the need for back-and-forth between institutions, if that were the case, or between FINTRAC and the institution. We also will need to consider that the organization charged with policing sometimes has a requirement for the relationship to be governed in a particular way.
I don't have the answer. I'm anxious to hear your observations on how things can be improved, and I'm open-minded.