Thank you very much.
It might be helpful if that can be passed on to the clerk so we have it specifically for all members.
I want to ask more of a technical question. We have the STRs, the suspicious transaction reports with FINTRAC, and FinCEN has SARs, the suspicious activity reports. There was significant testimony we heard in the U.S. from various stakeholders who appreciated how much easier the SARs in the U.S. were and how much more effective they were. We had testimony from someone who reports both in the U.S. and in Canada and specifically knows both systems.
From a technical standpoint, has the department looked at the SARs in the U.S. and looked at making some technical changes to the forms we have to make them more user-friendly? As well, if individuals at these institutions who should be reporting don't understand how to report, are we worried that they're spending more time? We had testimony from an individual who, every time he had to fill out an STR for Canada, had to refer back to pages and pages of a manual on how to do it, while the SARs in the U.S. took 15 minutes.