On that same line, with these building code changes that could potentially cost homeowners $30,000 to $50,000, what kind of an impact do you think that will have, both on new home construction and the ability for people to own a home?
Again, we want to try to encourage this, I believe, rather than, as you said, what we're seeing, which is sort of defeating the whole purpose. If people are just, as you said, creating debt in other areas because they can't own a home, I'm not sure that really serves any kind of purpose, or at least not the purpose that we've heard it's supposed to serve.