Yes. Thanks for clarifying. The Juvenile Diabetes Research Foundation is almost misnamed, because it's a 40-year-old organization and it's a disease that affects people of all ages.
The clawback is incredibly detrimental to people. It would be like taking your RSP. That's the best analogy I could give. It's sort of taking back money that you had put in to save for your future, but in this case you've put money away to save for your extraordinary health care costs. A clawback is going to basically rip out savings that you've had in place, in many cases just to survive. These are expensive diseases.