Thank you, Chair.
Thank you, everyone.
I'm going to get right to this.
Mr. Hudak, welcome.
Affordability has been in the news. We know that, with regard to the housing market, there are three, sometimes four, levels of government that we need to deal with. Our government, and even our predecessor government, took a number of macroprudential measures to ensure that the quality of debt households were taking on to buy their first home was good, that the scores underlying FICO credit scores were good, and that we had a strong and stable housing market.
As you know, zoning is approved by the regions and the municipalities, and obviously they are creatures of the province, as we well know, notwithstanding anything—no pun intended. At the federal level, could you think of three measures that would have an impact on housing affordability and allowing middle-class Canadians to purchase their first home?