We're substantially over time.
I'm going to come over to Peter.
Just on this point on pooled funds, Leona, the paper presented today once it's translated will be given to all members.
I wonder if there is a way either Katie or your organization.... On this point, there's no way big tax changes are going to come very quickly. On the pooled funds problem, when you go back and think about it, can you give us the road map to how to do this reasonably quickly? Then we can have Finance officials or whoever look at it. There is an inequity there. I've met with this before. I think others have as well. There is an inequity there that could have a fairly substantial impact on retirement savings, etc. If there's a way it can be done without getting into comprehensive tax reform at this point in time—I think it has to be done over the longer term—then it may be possible to do that.
Could you think about that and drop me or the clerk a letter?
Mr. Fragiskatos.