Thanks, Mr. Chair.
I want to come back to the issue of the neutral rate, 2.5% to 3.5%. We are experiencing, as we're all aware, the highest rate of family debt in the OECD. Even though it has levelled off, it is still astoundingly high. I'm wondering what the impacts are.
I understand that you can't give us a schedule, but if the objective ultimately is that neutral rate of 2.5% to 3.5%, what, given the rate of family or household indebtedness, is the impact of rising to that neutral rate ultimately?