Thank you very much. Similar to the questions that were asked in terms of the penalties, I'm taking a look again back to clause 329. If you wish, it's division 2, proposed section 627.03, when you talk about false or misleading information. You move on in proposed section 627.04 about prohibited conduct.
What are the penalties for the banks or financial institutions for not complying with these legislative clarifications as to what is considered to be prohibited actions?