I appreciate your coming once again. I always enjoy listening to your testimony. I always find that I learn so much about things that I think the general public have no idea about.
In regard to some of the questions by my colleagues and the testimony, can you explain a little bit about the average person who buys shares in a company? I know you talked about the percentage of withholding tax, etc., but what would that mean to a Canadian who maybe invested their RRSP in a company this tax treaty would apply to? What would that look like for them? I think we have a tendency to talk about things in the scope of the big picture, but what would it mean for them?