It is up to you to make the difficult political decisions.
In fact, it is a bit soon to evaluate the economic effects because all of the parameters have not yet been clearly established for the moment. This is what we underscored in our monetary policy report. We will know more next fall.
Certain factors will be taken into account. We already know that certain program parameters will indicate to what extent the effect will be widespread.
For instance, limits have been placed on the ratio between mortgage debt and income. There are also limits on the loan amount one can obtain. In addition, if you are not buying a new house, the applicable figure is 5%, while for a new house, it is 10%. All of these parameters indicate that access to mortgages will probably be broadened, which corresponds to the objective of the program. Next fall, when we have all of the parameters, we will be able to determine more precisely to what extent the objective has been attained.