Thank you very much. It's a very interesting time, I guess, that we're living in.
One thing you mentioned earlier in your presentation was the impacts that provincial-municipal environments have on the housing market. I was just having a conversation with my colleagues before I came down. I asked if there was anything they'd like me to ask you. They said to ask about the Lower Mainland—Vancouver particularly, of course—and Toronto, and you mentioned these in your remarks, and about the rest of the country, particularly Vancouver and Toronto, where there are challenges in responding to the measures that have been put in place.
Do you believe those measures you mentioned, from a provincial-municipal perspective, are impacting some of these challenges in these two markets?