Yes. The department looked at a range of options for shared equity mortgages and the program response to the housing affordability needs.
As well, there's another initiative announced in the budget to lower the incentive, which is the shared equity mortgage provider fund. CMHC will provide $100 million in loans to existing shared equity mortgage providers or prospective shared equity mortgage providers in the non-government space—the not-for-profit or private sectors—to try to encourage increased activity or participation in that space.