I want to maybe just turn to intergenerational transfers of family businesses. It came up in the first panel. I know you were there, so you had a chance to benefit from that discussion, but I'm sure you have some thoughts on this as well.
MNP used the example of, I think, a bakery in Waterloo. I can think of many examples, but the one that most sticks out for me is a small pharmacy. It's a family-run pharmacy in my riding. This family is a pillar of the community. They do all kinds of great things in the community. Their kids want to be able to take over. He's a pharmacist and he wants to take over the business, but he said to me that he can't do that to his parents. As much as he wants to take over the business, he just doesn't think it would be right to do that to his parents because of the effect it would have on them.
I wonder if you could speak to this issue of intergenerational transfers, the challenges there and what should be done to address that issue.