It's a tricky issue. This issue has been around since 1985. This is not a new issue. When they introduced the capital gains deduction in 1985, this issue existed. I commend the current government for at least looking at it and, frankly, wanting to solve this decades-old problem.
I've sat on many private committees that have put forward submissions to the Department of Finance on how to solve this issue, and notwithstanding the showboating, as I call it—where they go across the country and do these hearings of what should be done—this is a very technical issue that cannot be solved by the average person.
The best submission that has been put forward by far is one by the Conference for Advanced Life Underwriting, CALU, which made a submission in September 2018. That submission has not received a ton of attention, unfortunately, but it needs to. I participated in that. There is a group of about six or seven of us who did what the government asked us to do, which was to spend a lot of time thinking about this issue. But no, instead we have more showboating across the country looking for submissions.
I think what needs to be done is, number one, look at that submission. There is some gold in that submission. Then act on it, because it's a real issue. It's important.