Well, one of the opportunities we have in Alberta is to work with credit unions and Alberta Treasury Branches, our provincial financial institutions. However, because of the way national banking rules are written and federal policies are written, there isn't that avenue to create a local market response. If the B-20 isn't going to change, then some flexibility with respect to recognizing regional differences will be critical.
On May 15th, 2019. See this statement in context.