I think there was so much going on—and no question, there was a lot of froth in Toronto and Vancouver. The problem now is there were so many changes occurring so fast that one didn't have a chance to play out before the next. What we've seen with the stress test is that it turns out to have been excessive, and that's where we are right now. We need to be careful in thinking that it's done and its effects are going to start to fade. All of our sales forecasts suggest it's going to get still worse before it starts to balance out. We would suggest it has been too much, but there is still an opportunity to fix it, at this point.
On May 15th, 2019. See this statement in context.