Thank you, Mr. Chair.
Welcome, everyone, and thank you all for your presentations. Excuse me if I don't get to all of you this morning.
I want to start off with the Surety Association of Canada. Thank you for your presentation today and for bringing this up.
In Ontario currently, there is an entity in the construction industry, AGC, that is insolvent. Can you describe the importance of having the certainty of payment for the subs in that situation and provide light to the members here on why it's so important to have this sentence inserted into the BIA?