I'd lead off with part of an answer, and then I'll turn it over to my colleague Ted Gallivan, who is in charge of our compliance efforts.
Certainly, it is very important to us to have the resources required to be able to audit effectively high-risk areas. We in the CRA are putting a lot of effort into trying to make sure we have a good risk-based program that identifies the risks that are involved and that targets our resources most effectively to the areas that most need it. In the real estate sector, clearly we saw risks of activity that needed to be looked at. We certainly will be using the additional money we have to provide for additional auditors, and additional tools for those auditors, to be able to uncover areas where there may not be the compliance we want, and then to take actions on that.
I'll maybe let Ted elaborate a little bit on some of that.