That's super. I think I can do it in four minutes.
On something that was mentioned before, that TD report is the same TD report that the CEO of CMHC criticized. It did call for “tweaking” and making the stress test flexible. It's in the report. You can search for the word “flexible”, and it's in there.
One thing that caught my eye on OSFI was that the Office of the Chief Actuary provides “actuarial valuation and advisory services” to a bunch of listed organizations. I was wondering about the advisory services you provide on the CPP. What are those advisory services?